Preparing Financially for the Holidays

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Between office holiday parties, potluck dinners, buying gifts for eight additional family members you only see once a year, and generally higher ticket items being gifted to your loved ones, preparing for the holiday season can be a stressful financial time. In 2016, shopper’s in the US plan to spend on average $929 dollars this year on gifts according to American Research … Read More

The Truth Behind 0% Interest Credit Cards

Coinage TeamTips and Tricks

Credit Card

The Odds are NOT in Your Favor   Ever stopped to wonder why companies are so happy to offer you 0% interest credit cards? Or why they are so pleased to let you borrow hundreds or thousands of dollars? All while you walk away with their product?   Is it because they want you to have the latest Super HD TV, or because … Read More

Track Your Holiday Spending with Smart Notes

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Christmas Hashtag

The holidays bring a unique complication to smartly managing your finances.  Budgeting for things like bills is easy, you just tally them up and you’re good to go, but things like fancy dinners and gifts are a different story. One of the best tools you have for managing your personal finances is your own history.  My family uses the hash tagging … Read More

Money Management

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Money management seems to be a phrase whose meaning is getting lost with the times. Technology, as impressive and convenient as it is, some times takes away from the true intention of a thing. With direct deposits, automatic drafts, online bill pay and debit cards, we barely have the need to look at our bank accounts. Gone are the days … Read More